America's next big step
In the corona era, there are economic difficulties worldwide, and it has become a situation where a lot of money is consumed worldwide. So, naturally, liquidity has increased and inflation has come to occur. If inflation comes, prices will naturally rise, and then interest rates must also be raised to prevent prices from rising. The US central bank's base rate will eventually be raised to Bixmap for the first time in March 2022, and will continue to be raised in May, June, July, and September. When the interest rate of the dollar, the key currency, rose, other countries began to raise interest rates one after another. And in November 2022, the interest rate will be raised again.
If the U.S. interest rate hike continues, it will have a huge economic impact on neighboring countries. Interest rates on the dollar, the key currency, will rise, and neighboring countries will naturally raise interest rates in order to protect their own exchange rates and prevent price rises. Raising interest rates will have a big impact on your life.
Impact of rate hike
1) Declining stock funds Declining real estate
When interest rates go up, there are fewer investments like stocks and funds. By doing so, the stock market will fall. Also, as interest rates continue to rise, stocks and funds are less likely to rise because companies also reduce their investment.
Also, real estate values will fall. When real estate falls, it takes a heavy toll on the building's inhabitants. Because many people prefer to put their money in banks instead of investing in it. In the meantime, you will naturally stop investing in real estate.
2) Rise in deposit interest rates, rise in loan interest rates
In addition, if the base interest rate rises, the bank interest rate will also rise in line with the base interest rate. As a result, deposits and reserves will rise, and many people will visit banks to invest in high-interest deposits and reserves. If interest rates on deposits and deposits rise, interest rates on loans will also rise.
How long will interest rates go up?
The United States will declare a big stub in succession around November and December, and will finally declare a baby step until March next year, and prices will stabilize and interest rates will gradually fall again. . If the interest rate of the key currency dollar falls, naturally the prices of other countries in the world will also stabilize. Until March next year, the global economy will continue to face a difficult outlook.
If interest rates fall again, prices will begin to stabilize, stocks and funds will stabilize, and lending and bank interest rates will fall again.
finish
Prices have risen worldwide, and economic crises have occurred. Countries are also running out of dollars to protect their exchange rates, and are starting to protect their exchange rates. Countries around the world are doing their best to stabilize prices. As the last baby staff in the future, I would like to conclude with the hope that the global economy will gradually stabilize from the American economy.
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